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FACTS:
WHAT DOES FARMERS BANK AND TRUST COMPANY DO WITH YOUR PERSONAL
INFORMATION?
Why?
Financial companies choose how they share your personal information.
Federal law gives consumers the right to limit some but not all sharing.
Federal law also requires us to tell you how we collect, share, and
protect your personal information. Please read this notice carefully to
understand what we do.
What?
The types of personal information we collect and share depend on the
product or service you have with us. This information can include:
Social Security
number Transaction history
Account balances Checking
account information
Payment history Wire Transfer
instructions
When you are no longer our customer, we continue to
share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to
run their everyday business. In the section below, we list the reasons
financial companies can share their customers’ personal information; the
reasons Farmers Bank and Trust Company chooses to share; and whether you can
limit this sharing.
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Reasons we can share your personal
information |
Does Farmer Bank and Trust Co. Share? |
Can you limit this sharing? |
|
For our everyday business purposes
Such as to process your transactions, maintain
your account(s), respond to court orders and legal investigations,
or report to credit bureaus |
Yes |
No |
|
For our marketing purpose
To offer our products and services to you |
No |
We don’t share |
|
For joint marketing with other financial
companies |
No |
We don’t share |
|
For our affiliates’ everyday business
purposes
Information about your transactions and
experiences |
No |
We don’t share |
|
For our affiliates’ everyday business
purposes
Information about your creditworthiness |
No |
We don’t share |
|
For nonaffiliates to market to you |
No |
We don’t share |
Questions? Call 402-873-5573 or go to
www.farmersbanknc.com
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WHAT WE DO |
|
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How does Farmers Bank & Trust Co protect my
personal information? |
To protect your personal information from
unauthorized access and use, we use security measures that comply
with federal law. These measures include computer safeguards and
secured files and buildings.
We also maintain other physical, electronic and
procedural safeguards to protect this information and we limit
access to information to those employees for whom access is
appropriate. |
|
How does Farmers Bank & Trust Co collect my
personal information? |
We collect your personal information, for
example, when you
-Open an account -Show
your government-issued ID
-Make a wire transfer -Show your driver’s license
-Make deposits or withdrawals from your account |
|
Why can’t I limit all sharing? |
Federal law gives you the right to limit only
-Sharing for affiliates’ everyday business
purposes – information about your creditworthiness
-Affiliates from using your information to market to you
-Sharing for nonaffiliates to market to you
State laws and individual companies may give
you additional rights to limit sharing. See below for more on your
rights under state law. |
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DEFINITIONS |
|
|
Affiliates |
Companies related by common ownership or
control. They can be financial and non-financial companies.
Farmers Bank and Trust Company has no
affiliates. |
|
Nonaffiliates |
Companies not related by common ownership or
control. They can be financial and non-financial companies.
Farmers Bank and Trust Company does not
share with nonaffiliates so they can market to you. |
|
Joint Marketing |
A formal agreement between nonaffiliated
financial companies that together market financial products or
services to you.
Farmers Bank and Trust Company doesn’t
jointly market. |
OTHER IMPORTANT INFORMATION
For Alaska, Illinois, Maryland and North Dakota
Customers. We will not share personal information with nonaffiliates
either for them to market to you or for joint marketing- without your
authorization.
For California Customers. We will not share
personal information with nonaffiliates either for them to market to you or
for joint marketing- without your authorization. We will also limit our
sharing of personal information about you with our affiliates to comply with
all California privacy laws that apply to us.
For Massachusetts, Mississippi, and New Jersey
Customers. We will not share personal information from deposit or share
relationships with non affiliates either for them to market to you or for
joint marketing- without your authorization.
For Vermont Customers. We will not share
personal information with nonaffiliates either for them to market to you or
for joint marketing- without your authorization, and we will not share
personal information with affiliates about your creditworthiness without
your authorization. |
